Skip to Content

StarFREE! Wardrobe Checklist Download + Weekly Newsletter DOWNLOAD

Outfit Formula: The Tunic Top

A classic tunic top is one of our readership’s favorite styles.

And for a good reason, it is an effortless, chic summer style that can take you so many places. 

I talk a lot about picking wardrobe items you can mix and match at least three different ways. But today’s key piece is a great example of why we state our advice as guidelines and not rules. 

Yes, mix and match is the best way to optimize your budget and options.

However, much like a dress, a tunic is a piece that is what it is. 

What you lose in wardrobe versatility you make up for in all the places you can wear it. 

So for today’s outfit formula, we are breaking it all down.

Outfit Formula #23: The Tunic Top

Navy embroidered tunic, gold chevron hoops, pearl cocktail ring, gold woven sandals, and either white shorts or white high waisted jeans


Lace Trim Tunic, $89.50 | High Waisted Straight Ankle Jeans, $40 | Stretch Twill Shorts, $78 | Chevron Hoop Earrings, $30 |Pearl Cocktail Ring, $48 | Woven Leather Sandals, $148 

So let’s start with the tunic. 

You can spend a fortune on one if you like.

For today’s formula, I’m keeping it under $100 with this navy and white trim option from Talbots. Available in regular, plus, petite, and plus petite.

It reminds me of Lily Pulitzer, at least the solid color styles I prefer. 

For the bottom, you have two options—an ankle-length straight/skinny bottom or a pair of shorts.

Above, we’re featuring our Reader Favorite Old Navy High Waisted Straight Ankle Jean, still on sale for 25% off of $40

Personally, I would opt for the shorts because I like the balance and contrast you get pairing a long sleeve shirt with a short.

And I’m excited about these shorts by Spanx. They have a 6″ inseam and come in many colors, with sizes XS – 3X

But you can wear your favorite shorts at the length you feel most comfortable in. Just be sure that the shorts are unadorned with a clean line. 

Finally, we’re on to accessories.

Something about a tunic makes me want to lean into wealthy Palm Beach grandmother vibes, but with a modern twist. 

So a pair of detailed gold-tone hoops to start. I was excited to find this gold-plated pair, originally $125 but marked down to $30 at Nordstrom Rack

And a cocktail ring covered in pearls, because why not. This one is surprisingly affordable at Anthropologie

Finally, a classic pair of Jack Rogers sandals, also in gold, is the perfect summer shoe for the look, taking you anywhere from poolside to dinner. 

Shop this Post

52 Outfits in 2022!

Follow Us on Instagram!

Our Style Content is Inspired by Our Readers

Our readership inspires all of our posts and is not sponsored or paid for by brands or retailers. 

Recommendations are based on my experience as a personal stylist and wardrobe consultant for over a decade. I worked with busy, down-to-earth women who wanted to look chic and feel confident but were often confused by so much of retail. 

Some links are affiliate links, which means if you purchase via our site, we receive a small commission.

If you enjoy our content and would like to help us grow, please  follow on Instagram and join our Private Facebook Group to access more advice and exclusive in-depth conversations with other like-minded women.

Learn about our mission to help women look and feel their very best, every day, here

Sign Up for Daily Content and Receive Our Free Classic Wardrobe Checklist

Outfit Formula: The Tunic Top

Related Posts

 Join Megan Kristel for a comprehensive, 3 hour long, LIVE Virtual Workshop sharing personal style and shopping tips for women over 40 on March 31, 2023.


Megan Kristel

Megan Kristel is an entrepreneur, working mom, and former personal stylist. Tired of the one-dimensional portrayal of women online, she founded The Well Dressed Life as a resource for other professional women.

Never Miss a Post

Enter your email address below to sign up for our newsletter and get your free copy of our Wardrobe Essentials Checklist sent to your inbox.

Leave a Comment

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.


Tuesday 28th of June 2022

Hi ladies, I live in tropical north Queensland Australia and the weather gets terribly hot and clothes stick to you... I do not wish to wear capris anymore, too uncomfortable and out of style... so.. what type of material is the coolest, also I wish to wear very light pants to my ankles, any ideas?... the material is the most important, people say silk, but I find it very hot. Blessings and love to you all, Maris


Thursday 9th of June 2022

What suggestions do you have for necklaces-plain tunic- variety of tunic neck lines? (Short hair) Thanks for all of your help